Putting the client’s needs first, Wyke Financial provides a holistic approach not only to mortgages but to the additional products and protections that business owners need to safeguard their futures.
It’s incumbent upon mortgage providers to ensure clients are adequately covered via life insurance, income protection and family protection. Further to that, and drawing on almost 20 years in the property and mortgage sector, Wyke Financial Managing Director Daniel Wyke understands that for business, there’s a whole raft of additional protections that bring peace of mind.
The mortgage and insurance specialist, formed in 2017 and based at Corby Enterprise Centre, boasts an experienced team of advisors to assist clients with mortgage, protection and insurance advice. Wyke Financial provides mortgages for first-time buyers, homeowners and buy-to-let investors.
Daniel Wyke said:
“I took the decision to start my own business after working in the property sector since 2004, including four years as a mortgage advisor with a well-reputed local IFA. I’ve built an experienced team, all experts in what they do, and together we instil confidence in our clients that we can guide them through the whole process and ensure they have everything they need in place.
“We have an obligation to all our clients to ensure they and their families are protected so that unforeseen circumstances don’t put their home at risk. In addition to that, for business owners and key staff, there’s a whole raft of business protection that can mean the wheels keep turning, even if life events get in the way.”
Business protection is designed to provide cover against the death of the owner or key members of the team, or should they become seriously ill or disabled and be unable to work. Wyke Financial offers business protection, business loan and key person insurance, shareholder protection, critical illness cover and relevant life cover.
“It can be very convoluted because of different ownership styles – shareholders, partnerships, married couples owning businesses, etc,” said Daniel. “If one of those people dies or becomes too ill to work, what does that look like and what damage could it do? It will potentially put the business and those who work in it at risk, and it might also threaten that person’s home and their family’s security.
“For a business, putting all that in place itself could be both time consuming, difficult to navigate and understand what they need. An appropriate package takes an awful lot of time and effort to pull together successfully, our team can take all that off your hands and work in the background to make sure your business is fully covered.
“Initially, we get to know the client and their business, what their needs are and once we’ve established any changes that need to be taken into account, they can leave it with us to take it from there.
“Thanks to our investment in technology since COVID, Wyke Financial can help clients across the UK, face-to-face or remotely depending on what suits the clients best, taking advantage of website portals to upload documents and track the progress of their policies and paperless signatures where needed. Essentially, we have aimed to make the process as simple and time effective for the client as possible.
“As an SME our clients appreciate the fact that we’re always available for them due to the high levels of back office support and that each time they come back to us they’re dealing with a familiar voice and the main point of contact remains throughout.
“Because of all this we feel that our proposition is very well placed across the mortgage, protection and business insurance markets.”
Find out more about Wyke Financial at www.wykefinancial.co.uk or call 01536 560580
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate most forms of buy-to-let mortgage.